Thursday, December 26, 2019

The Journal Of The American College Of Nutrition - 1708 Words

INTRODUCTION The journal, Sleep Quality in the Survival of Elderly Taiwanese: Roles for Dietary Diversity and Pyridoxine in Men and Women, published in the Journal of the American College of Nutrition explores the relationship between the effect of diet on sleep and the survival rate of elderly Taiwanese population during a 10-year follow up (1). The journal was published by a non-profit organisation, and has an impact factor, which is the average number of citations within a year, of 1.68. The results of this journal are reported in the media article, â€Å"Sleep and diet have different outcomes among the sexes†, which was publishes in The Examiner a daily newspaper. It informs the global community about the risk of poor sleep associated with increased morbidity and mortality. It speculates in the article that there is a big association between the quality of sleep perceived and the dietary diversity (2). JOURNAL The research question that was posed by the experimenter was to investigate if dietary influences had any connection between sleep and all-cause mortality among elderly men and women. A prospective cohort study was used to tests the significance of the hypothesis. The study involves the follow-up of people with common characteristics, to test the cause and effect relationship of the quality of sleep, which is dependent on the participants diet and their mortality rate in the next 10 years (1). Study design A cohort of 1865 people aged 65 years and over, fromShow MoreRelatedSports Nutrition : The Primary Goal Of Sports1137 Words   |  5 PagesChapter II Sports Nutrition Literature The primary goal of sports nutrition is to achieve energy balance by ensuring an adequate caloric intake in the correct proportion of macronutrients (American Dietetic Association, 2000). These recommendations coupled with the need for quality training and adequate rests are the cornerstones for optimal athletic performance (Earnest, 2002). Achieving energy balance is crucial for the athlete’s ability to consistently train at the intense levels needed for athleticRead MorePROPOSAL TO REDUCE UNHEALTHY EATING HABIT AMONG STUDENTS AT MEMORIAL UNIVERSITY OF NEWFOUNDLAND758 Words   |  4 Pagesevaluate balanced nutrition. Historical Background Students at Memorial University are facing great pressure from school and work. A healthy eating habit can help students to balance nutrition, keep healthy, and maintain energy. However, many students, especially international students, choose to have fast food or snack food as their lunch and dinner at the university centre. Unhealthy diet is a common phenomenon at university (Sameer, 2009), according to the American College Healthy Association(2006)Read Moreâ€Å"How to Avoid Bad Eating Habits† Is One Course All College Students Should Take1217 Words   |  5 PagesSerious Thesis: â€Å"How to avoid bad eating habits† is one course all college students should take. Pattern of Development: Exemplification Organizational approach: Emphatic Order Challenges related with eating habits of college students Nutrition awareness Strong taste preferences Fluctuating schedules Food industry and media Nutritious diet Reading food labels Regular, well balanced meals Food pyramid Nutrition Guides Tips to healthy eating Record what you eat Avoid unhealthyRead MoreEssay about Determining Causes and Effects of Stress on College Students1400 Words   |  6 Pagescauses and effects of stress on college students is compiled at the request of The President of Strayer University. The purpose of presenting this research paper to senior administration is to help students have a more constructive college experience. Students starting their college careers consist of major adjustments to the daily routine; sleep patterns and eating habits, time-management skills, and stress levels are different in one way or another. The American Institute of Stress, compiled aRead More Maintaining A Healthy Lifestyle In College Essay1706 Words   |  7 Pageswebsite (www.mycampusdining.com) which makes meal planning easier for students. â€Å"Students tell me that even in the dining halls the choices of fruits and veggies are limited and the quality is often poor,† says Professor Ellen Glovsky of the Bouve College of Health and Science. â€Å"I would hope that the University would work with Chartwells to improve these conditions.† Some students are unaware that the Levine Market Place Dining Hall has a small separate kosher kitchen where students can pick upRead MoreNutrition Diet Analysis Essay781 Words   |  4 Pagesï » ¿Quitno 1 Crisel Joy Quinto Nutrition 313: Contemporary Nutrition Kelly Lane November 26, 2014 Diet Analysis Based on a 24 Hour Recall of my diet, results using NutriCalc Plus report that my food intake lacked a healthy balance of all food groups. My Grain intake reached only 60% of the My Plate daily recommendations. My Vegetable intake was a mere 50% of the recommended servings. Additionally, I consumed 84% of the daily recommendations for the Dairy Group. Nonetheless, I did exceed the recommendationsRead MoreObesity, Lack Of Nutrition And Physical Activity945 Words   |  4 PagesObesity, Lack of Nutrition and Physical Activity Health is about creating a balance between input and output of energy and materials that are necessary for normal body growth, and the purpose of health is having a positive outlook for further survival. Abnormal nutrition practices have a significant role in an increase in non-communicable diseases. Todays, one of the biggest health concern is obesity that unfortunately is leading causes of death. According to World Health Organization (WHO), obesityRead MoreObesity : America s Major Threat1045 Words   |  5 Pages Rista Dhital English 102-201, Baltzersen Final Essay December 10, 2015 Obesity: America’s Major Threat Obesity should not be an unknown term to the majority of the Americans as a significant percentage of the American population is obese. As the number of obese people skyrockets annually, obesity tends to be a major threat not just in America, but globally. The number of obese individuals has doubled in past four decades, probably by practicingRead MorePiaget s Theory On Stages Of Developmental Psychology1039 Words   |  5 Pagesout â€Å"to develop nutrition education for preschool children based on Piaget’s theory.† (BaÅŸkale and Bahar). Already knowing that not having a proper nutrition will impede development in children, Bahar and BaÅŸkale found that nutrition programs that are geared towards students of a young age, such as the â€Å"Gold Medal Schools† program, are more likely to show improvement in nutritional knowledge and even body mass index (BMI) ratings. Students participating in an educational nutrition program based onRead MoreThe Effe cts Of Fast Food On Human Health Badly857 Words   |  4 PagesHuman beings cannot live without air, water, and food. These essences are vital for people to live. There are a great number of various types of food in the world such as Japanese, Italian, French, Mexican, American, and so on. Nowadays, people have more options to eat compared with decades ago. On the one hand, some people argue that this situation is efficient for people because they can select whatever they want to eat any time and anywhere. On the other hand, others contend that fast food affect

Wednesday, December 18, 2019

The Steps Of Good Computer Security Operations - 1064 Words

Introduction A successful BC/DR plan has defined steps within the project that must be defined. We need to initiate the project, identify key business processes, conduct an impact analysis, develop business continuity strategies, identify communication needs, and finally monitor and review the plan. Mitigating the impact of a disaster be keeping mission critical capability available when needed is key to any BC/DR plan. These plans are often critical to a company and the company s business model. There is a significant amount of time, money, and physical resources that go in to a successful BC/DR plan. Background and Significance The steps we take to create a BC/DR resemble the steps of good computer security operations. Threat evaluation, risk assessment, mitigation, and service priorities, are a few of the computer security operations that directly relate to a good BC/DR plan. When implementing a BC/DR from a administrative standpoint we see a significant shift in focus from computer security to physical infrastructure, backup and restoration procedure, staffing, logistical operations, and connectivity. To ensure the system stays operational in a degraded state a business must address the integrity of the system. Without computer security considerations a BC/DR plan can fail and turn into an unmanageable situation. During a restoration of workstation in a BC/DR plan, it may be possible to get bad data from a location that was not maintained correctly, which couldShow MoreRelatedSteps To Effectively Respond To A Security Incident And Threats On A Wireless Network1189 Words   |  5 PagesSteps to Effective ly Respond to a Security Incident and Threats on a Wireless Network Incident response is usually one of those security areas that tend to be impromptuÂâ€"companies dont think about it until they have to. But that needs to change. In this paper I will discuss five steps - identification, containment, eradication, and recovery and follow up a business use to effectively response to a security threat and I will suggest four actions -use encryption and passwords, e-mail protectionRead MoreAccess Control System974 Words   |  4 Pageselectronic proximity reader that has been integrated into the existing security camera system. Conduct a review of the current setup for the camera system installed. Determine the cost/benefit to add facial recognition software to be incorporated with the current security camera system. Locate electronic proximity readers and system software that will adhere to the schools security standards and that will operate with the security camera system installed. Load and configure operating software forRead MoreHow Cyber Security Is Compromised1431 Words   |  6 PagesToday cyber security causes huge problems for Society: personally, financially and even in matters of national security. Just in the last two years, hundreds of millions of credit card numbers have been stolen. Tens of millions of Social Security numbers and health care records were compromised and even nuclear energy centers have been hacked. Also unmanned drones have been hijacked. This is all done by exploiting vulnerabilities in hardware and software, or more often by taking an advantage of unintentionalRead MoreHow Technology Has Changed The Way Of Living Across The World1543 Words   |  7 PagesCorporate Policy and Security Technology has changed the way of living across the world. Mostly, last 20 years period is a golden era for technology. People have accomplished several outstanding innovations in the field of technology. Modern technology is becoming very accessible not only for richest and developed city like New York but also for poor people and least-developed countries across the globe. It is a tremendous achievement in the field of modern technology. Today, people are no longerRead MoreRisk Analysis : The American Red Cross1743 Words   |  7 Pagesrecommendations to address these threats† (Taylor et al, 2006). Risk analysis encompasses not only the equipment and programs used in an organization but also covers the culture, managerial, and administrative processes to assure data security. A key factor in risk analysis is to have a good Information Resource Management Plan. The American Red Cross is a Humanitarian Organization that provides services in Humanitarian Relief (i.e.: Disaster Relief, Services to the Armed Forces, International Services, andRead MoreAdvanced Threat Analytics Use Behavioral Analytics Essay1662 Words   |  7 PagesHuman Behavior and Cybersecurity Healthcare IT has become the most pressing technology issue facing hospitals. Recent events have highlighted how patients and hospitals are vulnerable to ransomware attacks. An example such incidents is the recent computer virus attack at the Medstar Health System in Washington DC. The virus intrusion was enabled when an employee opened a malicious email attachment. Such incidents have become too common throughout the US. Another phenomenon hitting the healthcare industryRead MoreDomestic And International Risks Associated With Terrorism And Other Criminal Activity Threats Posed For Port Maritime Operations1715 Words   |  7 Pagesposed to port maritime operations? There are several resources available to the port Facility Security Officer (FSO) in assessing domestic and international risks associated with terrorism and other criminal activity threats posed to port maritime operations. There are also several things to keep in mind as the FSO when trying to assess these risks. The FSO needs to build rapport with all law enforcement agencies, government agencies, stakeholders and all private security entities within the portRead MoreAn Overview of the National Initiative for Cybersecurity Education995 Words   |  4 Pagesï » ¿CYBERSECURITY 4 Cybersecurity: An overview of the National Initiative for Cyber Security Education (NICE) framework for risk assessment The National Initiative for Cyber Security Education (NICE) consists of seven components that are defined as the cornerstones of modern cybersecurity: security provision; operation and maintenance; protection and defense; investigation; collection and operationalization; analyzing; and providing oversight and development. The Framework is at the core of thisRead More Security Methods to Protect Your Privacy Essay707 Words   |  3 PagesSecurity Methods to Protect Your Privacy Privacy and security issues have become one of the top concerns among computer users in today’s market. It has become a game of survival of the fittest in protection of your security. The only true way to defend yourself is knowledge. You should prepare your self against hackers, spammers and potential system crashing viruses and web bugs. Lets focus on how you can protect yourselves from the would be thieves. There are several ways to protectRead MoreNetwork Intrusion : The United States Government s Human Resources Department1561 Words   |  7 Pages Network intrusion may be a difficult task to complete with advances in network security, but with evolving technology and the availability of information on the Internet, network intrusion prevention may be the harder task. It was mentioned above that one must get to know his enemy before the attack; the same can be said if the roles are switched and one is on the defense. To obtain and maintain network security, motives for network intrusion must be analyzed. Take for example the attack that

Tuesday, December 10, 2019

Promotion Advertising And Public Relations â€Myassignmenthelp.Com

Question: Discuss About The Promotion Advertising And Public Relations? Answer: Introducation Gluten free 4U is the bake house which provide 100% gluten free and allergy friendly products, and this house is also specializing in providing variety of breads, cakes, savouries, pastries, pastas, biscuits and other bakery products. From last few years, demand of gluten free products has been raised by the consumers and nothing is done by the market for providing these products. Gluten Free 4 U is the bake house which offer gluten free and nut free products to their consumers, especially for those consumers who are suffering from Celiac and to those also who are not suffering from celiac but have problem of improper digestion. This bakery is providing high quality gluten free products. The main aim of this bakery is to provide gluten free products without compromising with the taste and these products are offering with the excellent service. In other words, gluten free products do not mean that the quality of the product and taste of the product is less. For this purpose company refine its recipes on continuous basis and ensures that they will satisfy the taste buds of their consumers. Products made by bakery are not only for celiac patients but these products are for everyone. Other objective of this bakery is to develop innovative and delicious range of products (Gluten Free 4U, n.d.). After working in traditional free bakeries, owner of Gluten Free 4 U noticed high demand of gluten free products in bakery items. Owners also realized that expectations of consumers in this field are not satisfied and market does not take any action for meeting the demand of the consumers. At that time, they decide to provide 100% gluten free products and introduce this innovative step in the market. The main approach of this bakery is to use high quality ingredients for the purpose of offering perfectly creates baked collection. Bakery assured their consumers by providing high quality delicious products without gluten and consistency of products also (Gluten Free 4U, n.d.). Customer: Generally, company targets every type of consumer in the market, but their main aim is to provide gluten free products to those consumers who are suffering from Celiac disease and improper digestion. Products are offered to those consumers also who are gluten intolerant follower or wants gluten free diet. As per the companys statement these products are not only for those who diagnosed celiac but for everyone who wants high quality and delicious taste. Bakery business is considered as very tricky business because it requires expertise and other factors such as accurate market, loyal customers, etc. it is necessary to establish unique taste for getting success in the market. In this part we conduct SWOT analysis of Gluten Free 4 U: Strength: strength of this bakery is that it provides large number of products which are offered to large number of consumers for the purpose of meeting their needs. Another and most important factor of this bakery house is that it provides gluten free products which are accompanied with excellent services. These products are offered to especially those consumers who are diagnosed celiac and suffering improper digestion. While providing gluten free products bakery does not compromise with the quality and the taste of the baked products. Weakness: the main weakness of the gluten free 4 u is the other bakeries which are offering gluten free products, and these bakeries pose challenging to the gluten free 4 u by already own saturated bakery business in Melbourne. Other weakness of this bakery house can be its chosen location. Some of these cafes are Seedling Cafe Melbourne CBD, Spudbar various Melbourne locations, etc (The Coeliac Plate, 2014). Opportunities: opportunities available to bakery are not limited, as there are number of consumers who love baked products but not able to consume them because of the gluten present in the products such as patients of improper digestion and celiac diagnosed. Gluten Free 4 u provides gluten free products to such consumers without compromising the taste and quality of the product. Threat: threat for business is established competitors who are running their business from many years in the Melbourne and earned loyal consumers. Other threat for business is new competitors who are also launching similar business at similar location because these new competitors are also offering their products with innovative techniques and better tastes. However, another area of threat is changing government policies regarding food standards (profitable Venture, 2017). Collaborators: Gluten free 4U conduct very hard work for reaching the position on which they are right now standing, and now they want to expand their business into Regional Victoria and Interstate for which bakery is looking for an options. They are looking for passionate and driven people who want to help the bakery by expanding the business, products and reputation of Gluten Free 4 U. however, it must be noted that right now there is no franchisee and collaboration of business (Gluten free 4u, n.d.). Competitors: Now, number of cafes and bakeries are there which offer gluten free products to their consumers with excellent services and some of these bakeries and cafes are: Gluten Free Swiss Cakes and Bread. Mister Nice Guy's Bakeshop. Black Ruby Bakeries. Caffe Strada. As stated above, some new competitors are also entering into the market which can be accessed as threat for the Gluten Free 4U (Yum gluten free, n.d.). Segmentation: Segmentation of market is designed for the purpose of analyzing the most profitable segments of market for the business. However, this analysis is also done for understanding the needs of the consumers. Market segmentation of gluten free products is stated below: In 2015, global market of gluten free products was valued at $3,126 million, and experts also make expectation that amount of this market will reach $5,279 million by 2022. This market expands almost at CAGR of 7.5%. Diet of gluten free products is necessary for those people who are suffering from celiac and improper digestion as it cause problem in small intestine of human body. This food also helps the people in improving their cholesterol level, energy levels, and digestive systems. Usually, these foods are considered as healthy foods and help in weight loss by making right combination with other foods (Satsangi, 2016). Growth of the market of gluten free products is expected by experts in near future because of increase in number of celiac patients. However, market growth is also driven by millennial, improvement in marketing activities, and improved distribution channels. The impacts of these drivers are expected to increase if small and medium sized manufacturing units increase their investments in this market. The global gluten free food market is expected to witness high growth in near future. Markets of gluten free products are based on type and geography. By type, market segments include more range of bakery products which are gluten free, baby food which is gluten free, ready means which are gluten free, and continental dishes which are gluten free. On the basis of geography market of gluten free products is segmented into North America, Europe, Asia-Pacific, and LAMEA. This can be understood through diagram stated in Appendices (Diagram 1). However, this market is also segmented on the basis of distribution channel and on the basis of source. As distribution channel includes conventional sources, hotels restaurants, educational institutions, hospitals drug stores, specialty services and on the basis of source oilseeds pulses, rice corn, dairy meat products, and other crops (Markets and Markets, 2015). Targeting market: As stated above, in near future market of gluten free products will expand because of which it becomes necessary that company change their strategy while targeting their consumers. Some changes are already occurred in the strategy of companies such as now companies mainly targeting the consumers suffering from celiac disease (Thomas, 2013). Similarly, companies can also target those peoples who are concerned about their health. As peer one research third category of people is also there who wants to buy gluten free products because of their nutritious value. Some people preferred gluten free products because of their urge to lose their weight. Therefore, companies can target those consumers who are conscious about their health and suffering from celiac and improper digestion (The Gluten Free agency, n.d.). Positioning: Positioning analysis is considered for the purpose of showing how the current brand of the company is perceived by its market place. In this while identifying the target market opportunities, it is necessary to compare the way brand of the company is perceived with the targeted market needs. In the Gluten Free 4 U is already established its offered products in the market by mainly concentrate on the integrity of the product. Product integrity of Gluten Free 4 U includes: Bakery provides high quality of texture, taste and structure in their products. Products served by Gluten Free 4U are 100% gluten and nut free, and they are allergy friendly also. Their products are manufactured in total gluten free environment. Products have capacity of being freeze and thaw stability (Gluten Free 4U, n.d.). Tactical Planning: Perception of consumers as gluten free products can be considered as key driver which increase the growth of the industry in next few years. Unique strategies are adopted by the manufacturers for increasing their sale and expanding their business such as in store cooking demonstrations, shelf tags indications etc. as stated, gluten free play key role in increasing the demand of their consumers (Dublin, 2017). Products: Product strategy can be considered as product life cycle and also the execution plan for further development. This strategy allows the business to concentrate on product attributes. Gluten Free 4 U can launch new products for the purpose of expanding their business and for also increase their market penetration. Gluten Free 4 U is already offering bakery products to their consumers but now they can also offer gluten free baby food, gluten free pasta, ready means which are gluten free because these products attract the consumers at global level. There are number of manufacturers such as Pinnacle Foods, Inc., Hain Celestial Group, Inc., General Mills, Inc., and Kellogg Company are increasing their market portfolio by introducing these products with high nutrition value. This can be understood through example; recently gluten free chocolate was launched by Udi's in UK, and the two categories of these chocolates that are milk chocolate and raisin clusters, plus milk chocolate and caramel clusters attract the large number of consumers (future market sights, 2017). Gluten Free 4 U can adopt two strategies for the purpose of expanding their business and launching their new products: Value based price is the strategy which is used by company for pricing their product at initial stage. This strategy is not used exclusively by the company, and value of the product is calculated by considering estimated value of the product to the consumer rather than the actual cost of the product or historical pricing. This can be understood through diagram 2 stated in appendices (Dholakia, 2016). In this strategy, Gluten Free 4 U can make their pricing strategy by considering the experience of their consumers and present value of the products offered by them. Other strategy is market penetration strategy which can be used by organizations for pricing their products. In these companies set low price at initial level of the product. The main aim of this strategy is to attract the new consumers on the basis of low cost of the product. This strategy is effect for the purpose of increasing the market share and sales volume by reducing the competition in the market. Gluten Free 4 U can use this strategy for launching their new products stated above and for attracting the consumers for new as well as existing products. By using this strategy they can reduce the competition at market level (Business dictionary, n.d.). Place strategy is considered as key strategy in the marketing mix related to any product and service. This strategy outlines how and where company should place their products and services for the purpose of gaining for the purpose of gaining market share and consumers. Gluten Free 4 U can place their products near the education institutions, fitness centers, and institutions where celiac patients get their treatment. However, they can also distribute and sell their products in grocery stores because in these stores high number of consumers can be gained by providing them everything under one roof. Bakery can target educational institutions and fitness centers because in these places because in these laces there are number of consumers who are fitness freak and health conscious. Promotion: Next and last strategy of tactical planning is promotion strategy, and this is considered as the stage when business decided to introduce its products in the market. It includes choice of communication they want to include in their marketing plan. For this purpose business conduct detail market research, segmentation of market, and decide their budget. Generally, large companies choose national campaign especially in those cases when brand is already familiar to the consumers. On the other hand, small companies have very limited options to promote their products. Sometimes, small business chooses direct selling of their products because of budget restriction (Universal Class, n.d.). Following are some options which can be used by gluten free 4U for promoting their products: Bakery can launch their product by using more creative format, because creative things always attract the consumers. Bakery can distribute free samples in the fitness centers and education institutions. Advertisements are the best way to make the people know about any new product. Social platforms can also be used for introducing the new product (Zucker, 2017). Conclusion: After considering the above facts, it is clear that Gluten free 4 u can expand their business by using the above stated strategies. Brief summary of these strategies are: Company can segmented their market on the basis of type and geography such as by type include more range of bakery products which are gluten free and geography market of gluten free products is segmented into North America, Europe, Asia-Pacific, and LAMEA. Companies can also target those peoples who are concerned about their health and people of third category also who wants to buy gluten free products because of their nutritious value. Marketing planning of company include four factors that are: Product: it includes launching of new products. Price: it includes value based strategy and penetration strategy Place: it includes those places where consumers can be gained such as fitness centers, grocery stores, etc. References: Adams, I. (2014). How to Shift From a Cost-Plus to a Value-Based Pricing Strategy. Viewed at: https://www.optimizationgroup.com/how-to-shift-from-a-cost-plus-to-a-value-based-pricing-strategy/. Accessed on 30th September 2017. Business dictionary. Market penetration pricing. Viewed at: https://www.businessdictionary.com/definition/market-penetration-pricing.html. Accessed on 30th September 2017. Dholakia, U. (2016). A Quick Guide to Value-Based Pricing. Viewed at: https://hbr.org/2016/08/a-quick-guide-to-value-based-pricing. Accessed on 30th September 2017. Dublin, (2017). 2017 Report Global $33+ Billion Gluten-Free Products Market Analysis 2014-2025 Research and Markets. Viewed at: https://www.aboutpharma.com/blog/2017/06/21/2017-report-global-33-billion-gluten-free-products-market-analysis-2014-2025-research-and-markets/. Accessed on 30th September 2017. Future Market sights, (2017). Gluten-Free Products Market: Global Industry Analysis and Opportunity Assessment 2015-2025. Viewed at: https://www.futuremarketinsights.com/reports/gluten-free-products-market. Accessed on 30th September 2017. Gluten Free 4 U. about Us. Viewed at: https://glutenfree4u.com.au/about-us/. Accessed on 30th September 2017. Gluten Free 4 U. Product Integrity. Viewed at: https://glutenfree4u.com.au/productintegrity/. Accessed on 30th September 2017. Gluten free 4U. Business Opportunities. Viewed at: https://glutenfree4u.com.au/business-opportunity/. Accessed on 30th September 2017. Gluten Free 4U. home. Viewed at: https://glutenfree4u.com.au/. Accessed on 30th September 2017. IBIS, (2017), Cake and Pastry Manufacturing in Australia. Viewed at: https://www.ibisworld.com.au/industry-trends/market-research-reports/manufacturing/food-product/cake-pastry-manufacturing.html. Accessed on 30th September 2017. Markets and Markets, (2015). Gluten-Free Products Market by Type (Bakery Products, Pizzas Pastas, Cereals Snacks, Savories, and Others), Source (Oilseeds Pulses, Rice Corn, Dairy Meat Products, and Other Crops), by Region - Global Trends Forecast to 2020. Viewed at: https://www.marketsandmarkets.com/Market-Reports/gluten-free-products-market-738.html. Accessed on 30th September 2017. Profitable Venture, (2017). Bakery Business Plan SWOT Analysis Sample. Viewed at: https://www.profitableventure.com/bakery-business-plan-swot-analysis/. Accessed on 30th September 2017. Satsangi, S. (2017). Gluten-free Products Market by Type (Gluten-free Baby Food, Gluten-free Pasta, Gluten-free Bakery Products, and Gluten-free Ready Meals) - Global Opportunity Analysis and Industry Forecast, 2014-2022. Viewed at: https://www.alliedmarketresearch.com/gluten-free-products-market. Accessed on 30th September 2017. The Coeliac Plate, (2014). 100% gluten free Melbourne. Viewed at: https://thecoeliacplate.com/melbourne-100percent-gluten-free/. Accessed on 30th September 2017. The Gluten free agency. Gluten-Free Market Trends. Viewed at: https://thegluten-freeagency.com/gluten-free-market-trends/. Accessed on 30th September 2017. Thomas, J. (2013). Gluten free: The marketing and regulatory environment. Viewed at: https://www.just-food.com/management-briefing/the-marketing-and-regulatory-environment_id123021.aspx. Accessed on 30th September 2017. Universal Class. Marketing Strategies: Promotion, Advertising, and Public Relations. Viewed at: https://www.universalclass.com/articles/business/marketing-strategies-promotion-advertising-and-public-relations.htm. Accessed on 30th September 2017. Yum gluten free. A guide to the latest gluten free bakeries. Viewed at: https://yumglutenfree.com.au/products/gluten-free-food/a-guide-to-the-latest-gluten-free-bakeries/. Accessed on 30th September 2017. Zucker, M. (2017). Marketing Healthy Food: Strategies To Make Discovery Easier. Viewed at: https://www.forbes.com/sites/matzucker/2017/02/22/marketing-healthy-food/#13f9603b62e8. Accessed on 30th September 2017.

Monday, December 2, 2019

Virtual Banking Essay Example For Students

Virtual Banking Essay TABLE OF CONTENTS01.00 EXECUTIVE SUMMARY02.00 TRENDS IN RETAIL BANKING03.00 ABOUT THE INTERNET04.00 VIRTUAL BANKING AND APPLICATIONS04.01 SMART CARDS05.00 EXAMPLES06.00 SECURITY ON THE INTERNET06.01 CRYPTOGRAPHY06.02 FIREWALLS06.03 TRUSTED OPERATING SYSTEMS07.00. REGULATIONS AND PROBLEMS08.00 CONCLUSION . 09.00. REFERENCES01.00EXECUTIVE SUMMARYThe Internet is emerging as an efficient delivery channel for financial services. WithInternet banking, customers do not need to have special bank-issued software. Banksmaintain their identity and can differentiate themselves by customizing the services And information they provide over the Internet. 02.00TRENDS IN RETAIL BANKINGWhat does better customer mean? Increasingly, customers are demanding moreconvenient ways to do their banking. An Ernst and Young study (Technology inBanking Report) concluded that nothing changes in the banking world if customerscannot get financial services when and where they wishthis means anywhere, at anytime. Statistics show that ATMs, telephone banking, and home banking account forover fifty percent of all banking transactions today, and total non-branch activity isgrowing at fifteen percent a year. In one survey (Web-Tech, Inc., May 17, 1995),eighty-two percent of 18- to 34-year olds polled preferred banks with 24-hourservice. Customers are also demanding a more sophisticated mix of products tailoredspecifically to their financial needs, and non-bank competitors are better fulfilling theseneeds. Banks today hold only 20% of household financial assets, versus 34% twentyyears ago; they have 30% of business deposits, versus 42% only seven years ago. We will write a custom essay on Virtual Banking specifically for you for only $16.38 $13.9/page Order now Nonbank credit card providers have gained inroads against banks, holding a 25%market share versus 5% in 1986 (WebTech, Inc., May 17, 1995). Internet banking offers an attractive solution to this redesigned products and services. Customers have 24-hour graphical-interface access to their accounts and appreciatethat their bank is doing something to make banking easier for them. 03.00ABOUT THE INTERNETThe Internet has exploded in the last two years thanks to the invention of the so-calledbrowser. A browser is a point-and-click software program that allows surfers tonavigate around the Internet without knowing any UNIX commands. The firstbrowser was developed by the National Center for Supercomputing Applications, agovernment agency. With a browser and access to the Internet, you can order a pizza,listen to and purchase a CD, stroll through the Louvre, or view satellite photographsof Scotland. Although it may get congested from time to time, the Internet itself is extremelyreliable. There is not actually any one network that is the Internet; it is made up ofthousands of networks that connect to each other through common routes, and theyall agree to carry each others traffic. There is a lot of money flowing up fr om localaccess providers to these national players, guaranteeing that the infrastructure willcontinue to expand to meet demand. Because so many resources are shared, the Internet is also very efficient. It costs a lotless to connect a business to the Internet than to lease telephone lines that customersdial into with their modems. Most likely Internet users will continue to be charged forthe size of the pipe connecting them to the Internet. The number of commercial entities with an Internet presence doubled in the first threemonths of 1995. Modems will keep getting faster, allowing more information, bettergraphics, and full-motion video to be downloaded more easily. However, in five yearsmost households will probably buy their Internet access from their cable company,who will provide them with a 10 megabit-per-second connection through their cablewire. A 10-MB connection would download in one second a file that takes a 28.8Kmodem five and a half minutes to download (WebTech, Inc., May 17 1995). .ub9b954a13eef51fdfdbaebd55a7b99cc , .ub9b954a13eef51fdfdbaebd55a7b99cc .postImageUrl , .ub9b954a13eef51fdfdbaebd55a7b99cc .centered-text-area { min-height: 80px; position: relative; } .ub9b954a13eef51fdfdbaebd55a7b99cc , .ub9b954a13eef51fdfdbaebd55a7b99cc:hover , .ub9b954a13eef51fdfdbaebd55a7b99cc:visited , .ub9b954a13eef51fdfdbaebd55a7b99cc:active { border:0!important; } .ub9b954a13eef51fdfdbaebd55a7b99cc .clearfix:after { content: ""; display: table; clear: both; } .ub9b954a13eef51fdfdbaebd55a7b99cc { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ub9b954a13eef51fdfdbaebd55a7b99cc:active , .ub9b954a13eef51fdfdbaebd55a7b99cc:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ub9b954a13eef51fdfdbaebd55a7b99cc .centered-text-area { width: 100%; position: relative ; } .ub9b954a13eef51fdfdbaebd55a7b99cc .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ub9b954a13eef51fdfdbaebd55a7b99cc .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ub9b954a13eef51fdfdbaebd55a7b99cc .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ub9b954a13eef51fdfdbaebd55a7b99cc:hover .ctaButton { background-color: #34495E!important; } .ub9b954a13eef51fdfdbaebd55a7b99cc .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ub9b954a13eef51fdfdbaebd55a7b99cc .ub9b954a13eef51fdfdbaebd55a7b99cc-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ub9b954a13eef51fdfdbaebd55a7b99cc:after { content: ""; display: block; clear: both; } READ: The Tempest Is A Play About The Power And Dangers Essay 04.00VIRTUAL BANKING AND APPLICATIONSPicture a bank without any branches. No tellers. No rows of desks. no racks ofbrochures, no automated teller machines outside. Picture, in fact, a virtual bank, onethat for the customer exists only in his or her office or home, as images on a computerscreen.US financial institutions are moving towards virtual banking. This strategyis about making bank products and services available to customers any time and anyplace they want them. As virtual banking becomes more popular, it is very likely thatmore customer service will be seen while the number of traditional teller-staffedbranche s will decline. Bank customers will move away from traditional banking andwill become more dependent on electronic transactions using ATMs or PCs (Britt,SavingsCommunity Banker, February 1995, p.9).Thanks to the revolution, financial institutions are using software programs, onlineservices, and even the Internet to allow customers to check balances, pay bills, andtransfer funds among accounts, Bankers promise that, in the near future, we will alsobe able to more easily buy certificates of deposit, mutual funds, and other investments,and even apply for loans electronically. For most people, todays best option may be plug into their bank through one of threeleading home-budgeting software programs: Intuits Quicken, Microsoft Money, andManaging Your Money. By charging $5 to $20 a month for such services, banks are sure to cash in on thehigh-tech superhighway. For customers, the job is made easy. All that is required is apersonal computer, software and a modem. On-screen instructions, laden withcolorful graphics and pictures, explain how to select and work on various tasks. Thesystem automatically calculates and updates account balances and keeps records ofbills. A handful of banks have already set up home pages on the Internet to provideinformation to their existing and potential customers about upcoming services. Theystarted their transactions. Internet banking differs from the traditional PC bankingmodel in several ways. In most home banking ventures, the bank sends an applicationsoftware program to the customer which runs on the customers PC. The customerthen dials into the bank with their modem, downloads data, and runs the programsthat are resident on their computer, perhaps sending back a batch of requests such astransfers between accounts. It demands more and more space and speed from thecustomers computer. With Internet banking, on the other hand, there are potentialcustomers who already have all the software they need to do their banking, since allthey need is a browser. The actual banking software resides on the banks server inthe form of their home page. This software can be updated at any moment with newinformation, such as new p rices or products, without having to send anything to thecustomer; it can also continue to expand and become more sophisticated withoutbecoming cumbersome for the customer to operate. Banking with a browser, on theother hand, involves a continuous, interactive session, initiated by a local telephone callto a local access provider or online service. A home page in the Internet is not only a customized product tailored specificallyfor that banks customers, but an advertisement for the bank as well. Early entrants in the Internet banking market will benefit on multiple fronts. Thesebanks will appeal to a vast new potential market who represent an attractivedemographic segment: educated, professional, affluent. These new customers will savebanks money because they will visit branches less frequently and will switch frompaper to electronic transactions. More importantly, by developing internal expertisetoday, banks can position themselves to react quickly to competitive moves andconsumer trends as the financial services industry evolves. These banks will see thebenefits of early players and they will enjoy the public relations boost that comes frombeing a market leader(WebTech, Inc., May 17, 1995). .ue90dab2ff0bb4468ac76fbc1c2705135 , .ue90dab2ff0bb4468ac76fbc1c2705135 .postImageUrl , .ue90dab2ff0bb4468ac76fbc1c2705135 .centered-text-area { min-height: 80px; position: relative; } .ue90dab2ff0bb4468ac76fbc1c2705135 , .ue90dab2ff0bb4468ac76fbc1c2705135:hover , .ue90dab2ff0bb4468ac76fbc1c2705135:visited , .ue90dab2ff0bb4468ac76fbc1c2705135:active { border:0!important; } .ue90dab2ff0bb4468ac76fbc1c2705135 .clearfix:after { content: ""; display: table; clear: both; } .ue90dab2ff0bb4468ac76fbc1c2705135 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ue90dab2ff0bb4468ac76fbc1c2705135:active , .ue90dab2ff0bb4468ac76fbc1c2705135:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ue90dab2ff0bb4468ac76fbc1c2705135 .centered-text-area { width: 100%; position: relative ; } .ue90dab2ff0bb4468ac76fbc1c2705135 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ue90dab2ff0bb4468ac76fbc1c2705135 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ue90dab2ff0bb4468ac76fbc1c2705135 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ue90dab2ff0bb4468ac76fbc1c2705135:hover .ctaButton { background-color: #34495E!important; } .ue90dab2ff0bb4468ac76fbc1c2705135 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ue90dab2ff0bb4468ac76fbc1c2705135 .ue90dab2ff0bb4468ac76fbc1c2705135-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ue90dab2ff0bb4468ac76fbc1c2705135:after { content: ""; display: block; clear: both; } READ: Pyramid Principle Exercise Essay INTERACIVE APPLICATIONSIn Columbus, Ohio, Huntington Bancshares Inc. has put its stamp on the virtual bankconcept with Huntingtons Access, an automated branch office thats always open. The Access branch houses both traditional and advanced-function automated tellermachines that use imaging technology to display deposited checks for verification andto cash a check to the nearest dollar. Also on site is the Personal Touch screen,interactive video kiosks where customers can conduct a variety of transactions. At thetouch screen, customers are able to talk face to image with a customer servicerepresentative. Banks find themselves facing a window of customer opportunity. In a lot of theirother business transactions, the retail customer in general is learning to self-serve. And, of much more importance, he or she is learning to self-sell, says GeorgeBollenbacher, manager of strategy and business development for worldwide financialservices at Unisys Corp. In short, they are ready for self-banking. Some progressive banks already have a presence on the World Wide Web. WellsFargo Bank of San Francisco gives customers access to current account balanceinformation and transaction histories at its Web site Using browsers from NetscapeCommunications Corp. First Union Bank, in alliance with Open Market Inc. plans byyears end to offer full Web transaction services to its 10 million customers (Kay, A.,Communications Week, August 14, l995, p.36-40). 05.00SMART CARDSEmployees at Bank of America, Chemical, Wells Fargo, and other large U.S. banksuse them to buy lunch and snacks. Smart cards-plastic cards with computer chips-arestarting to be used for prepayment, debit, and credit purchases all over the world. Inthe U.S., smart cards can be only used at a contained group of machines, or for onepurpose. They are part of the broader shift to electronic delivery, to making ATMsmore functional, to using PCs and the Internet to do home banking, to going to POSterminals to get cash back, to getting electronic benefits transfer off a card. saysEdgar Brown, senior vice- president of alternative delivery products at First Union,Charlotte, N.C. One of the advantage of using chips on cards with or instead of magnetic stripes isbetter security. Microprocessor chips are very difficult to alter or forge. Chips cancarry more information than magnetic stripes can. A microprocessor chip can store upeight kilobytes of data. Smart cards make possible cheaper and faster payments. Money can be deducted from a chip without on-line authorization. This makes for atwo-second transaction versus an up-to-two-minutes one, and telecommunicationscosts are saved (Lunt, P., ABA Banking Journal, September 1995, p.46). 09.00 REFERENCES Britt, P. (1995, February). Savings;Community Banker. Humpehreys, K. (1995). Security First Network Bank. http://www.sfnb.html. Internet Banking. (1995, May 17). WebTech, Inc. Online information. Kay, A. (1995, August 14). Interactive Applications. Communications Week,36-40. Lunt, P. (1995, September). ABA Banking Journal, 46. Wells Fargo Bank. (1995, May). The Orange County Register. Words/ Pages : 2,475 / 24